- Past two (2) years W-2 statements
- Two (2) years signed personal tax returns - please include all pages
- Pay Stubs covering the last (30) thirty days
- If retired, Social Security Award letter, Pension or Annuity statements
- Two (2) most recent monthly bank statements (all numbered pages, even blank ones)
- Most recent two (2) statements for 401K, IRA, or Mutual Fund Accounts (all numbered pages)
- Copy of the Purchase and Sale Agreement
- If you are currently renting….either 12 months canceled rent checks or the name and address of your current landlord
- If divorced…a fully executed divorce decree
- For a refinance...copies of the most current mortgage, insurance and property tax statements
- A letter of explanation for any known credit problems
For self employed borrowers, employed in sales, paid by commission, or owns rental real estate, also provide:
- Last two (2) years corporate returns (1065, 1120S)
- A year-to-date profit and loss statement and balance sheet
- Current business license
Different programs require varying amounts of documentation. The loan program you select may require more or less documentation. Please contact us for a free, no-obligation consultation.
